Those who have a documented plan, know where everything is and have addressed the key risks that could derail their finances may fare far better than those who have not taken the holistic approach. While we can offer a la carte services like tax preparation, we do recommend that we work together on your comprehensive, customized financial plan using our proprietary Wealth Empowerment Program.
What We Do
NetWorth Financial Services
Whether you are still working in the “accumulation phase” of saving money, starting to contemplate the transition to retirement (the “distribution phase”) or seek a comprehensive approach to managing all aspects of your financial life, we can help you with strategies for all ages. The Wealth Empowerment Program is not a one-size-fits-all approach to financial planning. Rather, our program focuses on five specific categories and subcategories that will provide us with the framework for the strategy that will best fit your specific needs.
The five major categories we address are:
- Asset Protection
- Income Protection
- Debt Management
- Investment Planning
- Estate Planning
Independent | Fee Based | Comprehensive | Strategies For All Ages
Who We Serve:
Welcome to the NetWorth Family!
Our team of professionals has years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.
Multigenerational Families
Creating a multigenerational wealth plan includes financial, tax, investment & legacy plans for each family stakeholder. At NetWorth Financial Services, we provide comprehensive strategies for all ages. As a fee-based, independent advisory firm which also provides tax management, we are here for you individually and as a family.
Women
Women on their own, whether by choice or by circumstances, may have challenges unique to them. NetWorth Financial Services is here to help women plan in order to take control of their future, mitigate their taxes, create retirement income, and leave a tax-advantaged legacy to their loved ones or chosen charities.
Pre-Retirees
Working professionals, business owners, couples, single people—as you get closer to retirement, say five to 10 years away, it’s important to plan ahead for taxes and many other aspects of your finances in order to take action to optimize your retirement situation and create retirement income streams.
Independent | Fee Based | Comprehensive | Strategies For All Ages
The Wealth Empowerment Program
While the Wealth Empowerment Program is quite extensive, we employ a simple process-driven approach to addressing these key areas and subcategories. Considerations might include: life insurance, leveraging debt, tax efficient income and various strategies to leave a legacy. Our goal is to develop a plan and the plan will dictate how we approach your specific strategies, which might include comprehensive financial planning, retirement income planning, risk management strategies like long term care and life insurance, investment management, estate planning and tax planning & preparation. In order to help you, we track and document your progress on your very own private section of the financial website called eMoney as you work towards your personal financial goals.
Preservation
Asset Protection
- Life insurance review and philosophy
- Medical coverage
- Long-term care coverage or self-insure
- Property/Casualty review
- Personal or professional liability coverage
Protection
Disability & Income
- Income and lifestyle needs, now and in the future
- Evaluate all current and future income sources
- Identify potential income sources
- Review employer sponsored benefits
- Assess possibility of changes
Leverage
Debt Management
- Philosophy on debt, savings and credit
- Debt level relative to wealth management objectives
- Leveraging debt
- Debt reduction strategies
Accumulation
Investment Planning
- Develop an investment policy statement
- Develop mechanics for management of your portfolio
- Evaluate what “success” looks like relative to goals and objectives
- Tax Planning
Distribution
Estate Planning
- What is your philosophy on wealth transfer
- Develop and articulate a charitable mission statement
- Develop a plan of incapacitation, elder care issues and final planning needs
Getting Started:
How the Process Works
Getting started is easy with Phase I—discovery. We start by uncovering your most heart-felt goals and desires for yourself and your family, followed by Phase II the creation of a customized strategy just for you. From there we meet and refine your strategy, then move forward to implement. Throughout the year we monitor & adjust, meeting annually to formally review. In fact, the process of working together is circular and designed to last throughout your lifetime as your family goes through marriages, births, deaths and other life events that require a change of plan.
Services From:
NetWorth Financial Services
We offer a large range of services that can be scaled up or down to meet the needs of multigenerational families, women on their own, and pre-retirees. Schedule a complimentary meeting with us to discuss your personal goals and we will create a custom plan for you.
Explore the Many Aspects of NetWorth Financial Services
Contact Us:
Schedule a Complimentary Meeting
We would love to meet with you to discuss your financial situation and your retirement. We invite you to contact us, give us a call at (678) 319-0111 or fill out this form and we will reach out to you as soon as possible. We look forward to meeting you.
